Advisory Services
Independent perspective for important portfolio and risk decisions.
Solaris provides independent advisory support for insurers and underwriting agencies facing important questions about portfolio direction, performance, emerging risk and decision-making.
Engagements range from focused reviews and strategic projects to ongoing advisory relationships.
Three areas of focus.
Portfolio Strategy & Risk Selection
Understand where the portfolio is moving — and why.
Portfolio performance is the cumulative result of decisions about risk selection, pricing, appetite, limits, capacity and growth. Solaris helps make those movements visible — including where the portfolio is growing or shrinking, where concentration is developing, and whether that direction remains intentional.
Portfolio diagnostics
Understand where the portfolio is growing or shrinking, how mix and concentration are changing, and what is driving the movement.
Risk selection & appetite
Assess whether risk selection, underwriting behaviour and portfolio outcomes remain aligned with appetite and strategic intent.
Growth & opportunity analysis
Identify where growth is occurring, where it may strengthen the portfolio, and where it may be creating unintended concentration, weaker economics or exposure outside the intended strategy.
Portfolio performance
Look beyond headline results to understand movements in margin, claims, pricing, mix and other indicators — and what may be driving them.
Product & portfolio alignment
Assess whether product design, coverage, limits and underwriting approach remain appropriate for the portfolio and the environment in which it is operating.
Emerging Risk & Interconnected Exposure
See what change could mean for the portfolio — earlier.
Changes in geopolitics, economics, technology, regulation, climate and customer behaviour can alter exposures, claims pathways, costs and portfolio performance. Solaris traces those connections from the external change through to the customers, exposures and portfolios that may be affected — including consequences that may not yet be visible in portfolio data.
Emerging-risk translation
Translate external developments into practical implications for customers, industries, exposures, products and lines of business.
Interconnected & accumulation exposure
Identify dependencies, concentrations and shared exposures that may be difficult to see when risks are considered individually.
Scenario & consequence analysis
Trace how a change or disruption could develop — who and what may be affected, how consequences could spread, and where insurance and financial impacts may emerge.
Horizon scanning & early signals
Identify developments worth attention, assess their relevance and distinguish meaningful signals from background noise.
Portfolio implications & response
Consider what the analysis means for appetite, pricing, capacity, limits, terms, controls and portfolio direction — and where earlier action may preserve more options.
Decision Quality & Governance
Make important decisions with a clearer view of what is known, assumed and uncertain.
Material decisions are often made before all the information is available. Solaris helps leaders structure the decision clearly — separating evidence from assumptions, testing alternatives and consequences, and making uncertainty visible before a course of action is chosen.
Decision framing & review
Clarify the decision being made, the evidence available, the assumptions being relied upon and the uncertainties that matter.
Options & trade-offs
Develop and test credible alternatives, including the consequences, trade-offs and conditions attached to each.
Independent challenge
Test assumptions, reasoning and proposed direction without a product, distribution or internal agenda shaping the answer.
Governance & escalation
Clarify decision rights, thresholds, escalation pathways and accountability where decisions cross functions or carry material consequences.
Board & executive decision support
Turn complex analysis into a clear view of the issue, implications, choices and uncertainties requiring leadership attention.
From a defined question to an ongoing advisory relationship.
Focused Review
A defined question, portfolio issue or decision requiring independent analysis and a clearer view of what is happening, what is driving it and what it could mean.
Portfolio diagnostic · Appetite review · Emerging-risk assessment · Decision review
Strategic Project
Deeper work where the issue crosses portfolios, exposures, functions or a series of connected decisions, requiring analysis, challenge and a clear path forward.
Portfolio strategy · Accumulation analysis · Product review · Scenario analysis · Governance and decision design
Ongoing Advisory
Independent perspective, available when you need it.
An ongoing advisory relationship providing regular portfolio insight, emerging-risk interpretation and independent decision support as conditions, performance and priorities evolve.
Portfolio monitoring & challenge · Emerging-risk intelligence · Executive sounding board · Decision support · Strategic reviews
Bring the question. We can work out what it needs.